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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,725 | $47,848+108.4% | $81,473+22.4% | $70,126+42.2% |
| Participation rate | 79.1% | 58.3%+20.8pp | 68.0%+11.1pp | 69.5%+9.5pp |
| Annual return | 10.64% | 27.25%-16.6pp | 38.78%-28.1pp | 73.15%-62.5pp |
| Employer contribution / active EE | $2,204 | $1,527+44.3% | $2,568-14.2% | $2,343-5.9% |
| Participant deferral / active EE | $4,369 | $2,453+78.1% | $3,537+23.5% | $3,332+31.1% |
| Admin fee / account holder | $1,675 | $3,145-46.7% | $4,561-63.3% | $4,645-63.9% |