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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,039 | $58,234+46.0% | $81,783+4.0% | $80,874+5.1% |
| Participation rate | 96.2% | 63.4%+32.7pp | 72.4%+23.8pp | 67.6%+28.5pp |
| Annual return | 9.47% | 41.70%-32.2pp | 775.05%-765.6pp | 35.62%-26.2pp |
| Employer contribution / active EE | $9,476 | $2,341+304.7% | $2,913+225.3% | $2,756+243.9% |
| Participant deferral / active EE | $3,642 | $3,283+10.9% | $4,320-15.7% | $4,297-15.3% |
| Admin fee / account holder | $1,319 | $4,982-73.5% | $7,380-82.1% | $6,935-81.0% |