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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,489 | $127,387-64.3% | $115,038-60.5% | $125,389-63.7% |
| Participation rate | 89.5% | 84.2%+5.3pp | 81.4%+8.1pp | 83.2%+6.3pp |
| Annual return | -1.55% | 31.28%-32.8pp | 26.14%-27.7pp | 282.24%-283.8pp |
| Employer contribution / active EE | $2,147 | $5,166-58.4% | $4,608-53.4% | $4,866-55.9% |
| Participant deferral / active EE | $6,256 | $6,423-2.6% | $6,026+3.8% | $5,352+16.9% |
| Admin fee / account holder | $658 | $9,516-93.1% | $8,175-92.0% | $9,541-93.1% |