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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,111 | $138,076-28.9% | $123,553-20.6% | $135,380-27.5% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -6.53% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $2,704 | $5,152-47.5% | $4,628-41.6% | $4,779-43.4% |
| Participant deferral / active EE | $8,792 | $6,800+29.3% | $6,426+36.8% | $5,609+56.8% |
| Admin fee / account holder | $19,549 | $10,917+79.1% | $9,284+110.6% | $10,828+80.5% |