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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,788 | $75,832+69.8% | $147,617-12.8% | $59,633+116.0% |
| Participation rate | 69.7% | 71.6%-1.9pp | 84.6%-14.9pp | 68.7%+1.0pp |
| Annual return | -0.10% | 0.37%-0.5pp | 61.98%-62.1pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $2,029 | $3,485-41.8% | $5,564-63.5% | $2,203-7.9% |
| Participant deferral / active EE | $4,404 | $3,131+40.7% | $4,895-10.0% | $3,192+38.0% |
| Admin fee / account holder | $1,373 | $5,986-77.1% | $11,612-88.2% | $4,297-68.0% |