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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,198 | $77,638+84.4% | $156,551-8.5% | $62,881+127.7% |
| Participation rate | 67.9% | 71.2%-3.3pp | 84.0%-16.2pp | 69.3%-1.4pp |
| Annual return | 7.42% | 50.33%-42.9pp | 32.23%-24.8pp | 20.14%-12.7pp |
| Employer contribution / active EE | $2,427 | $3,444-29.5% | $5,501-55.9% | $2,281+6.4% |
| Participant deferral / active EE | $3,328 | $3,046+9.3% | $4,871-31.7% | $3,203+3.9% |
| Admin fee / account holder | $38 | $5,561-99.3% | $13,028-99.7% | $4,296-99.1% |