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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,948 | $180,749-96.7% | $160,784-96.3% | $137,256-95.7% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 0.00% | 2234.46%-2234.5pp | 1803.92%-1803.9pp | 220.34%-220.3pp |
| Employer contribution / active EE | $1,938 | $4,155-53.4% | $3,733-48.1% | $4,156-53.4% |
| Participant deferral / active EE | $2,139 | $6,844-68.7% | $6,293-66.0% | $6,407-66.6% |
| Admin fee / account holder | $685 | $10,397-93.4% | $9,717-93.0% | $12,270-94.4% |