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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,277 | $95,383+72.2% | $185,837-11.6% | $85,856+91.3% |
| Participation rate | 81.0% | 68.8%+12.2pp | 81.7%-0.8pp | 69.3%+11.6pp |
| Annual return | 4.07% | 23.59%-19.5pp | 122.08%-118.0pp | 318.58%-314.5pp |
| Employer contribution / active EE | $2,942 | $3,313-11.2% | $5,168-43.1% | $2,565+14.7% |
| Participant deferral / active EE | $3,211 | $3,423-6.2% | $5,568-42.3% | $3,952-18.8% |
| Admin fee / account holder | $526 | $7,213-92.7% | $16,241-96.8% | $6,261-91.6% |