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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,751 | $75,962+15.5% | $154,108-43.1% | $64,173+36.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.17% | 30.32%-38.5pp | 735.21%-743.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $4,352 | $3,350+29.9% | $5,298-17.9% | $2,381+82.8% |
| Participant deferral / active EE | $3,816 | $3,175+20.2% | $5,081-24.9% | $3,470+10.0% |
| Admin fee / account holder | $1,211 | $5,589-78.3% | $13,411-91.0% | $4,887-75.2% |