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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,544 | $106,267+22.8% | $96,520+35.3% | $139,456-6.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.08% | 38.45%-22.4pp | 35.72%-19.6pp | 373.45%-357.4pp |
| Employer contribution / active EE | $6,368 | $4,105+55.1% | $3,739+70.3% | $4,753+34.0% |
| Participant deferral / active EE | $9,254 | $5,454+69.7% | $4,879+89.7% | $6,711+37.9% |
| Admin fee / account holder | $1,644 | $7,882-79.1% | $6,733-75.6% | $11,407-85.6% |