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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,721 | $106,003-51.2% | $92,236-43.9% | $147,585-65.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 0.00% | 50.05%-50.0pp | 176.29%-176.3pp | 578.57%-578.6pp |
| Employer contribution / active EE | $2,913 | $4,333-32.8% | $3,679-20.8% | $4,876-40.3% |
| Participant deferral / active EE | $6,207 | $4,478+38.6% | $3,897+59.3% | $5,439+14.1% |
| Admin fee / account holder | $337 | $6,333-94.7% | $5,194-93.5% | $10,885-96.9% |