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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,787 | $93,098-72.3% | $77,081-66.5% | $134,509-80.8% |
| Participation rate | 37.5% | 74.5%-37.0pp | 67.9%-30.4pp | 81.2%-43.7pp |
| Annual return | -22.18% | 62.63%-84.8pp | 42.33%-64.5pp | 418.13%-440.3pp |
| Employer contribution / active EE | $815 | $3,419-76.2% | $2,813-71.0% | $4,741-82.8% |
| Participant deferral / active EE | $5,125 | $5,239-2.2% | $4,428+15.7% | $6,400-19.9% |
| Admin fee / account holder | $0 | $6,945-100.0% | $5,427-100.0% | $11,427-100.0% |