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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,766 | $95,188-76.1% | $76,518-70.2% | $135,379-83.2% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.0%-1.3pp | 82.6%-16.0pp |
| Annual return | 1.02% | 4.85%-3.8pp | -0.27%+1.3pp | 519.79%-518.8pp |
| Employer contribution / active EE | $1,125 | $3,303-65.9% | $2,647-57.5% | $4,779-76.5% |
| Participant deferral / active EE | $3,312 | $4,640-28.6% | $3,836-13.6% | $5,609-40.9% |
| Admin fee / account holder | $255,918 | $6,249+3995.3% | $4,849+5178.3% | $10,828+2263.5% |