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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,390 | $198,462-47.9% | $170,439-39.3% | $147,585-29.9% |
| Participation rate | 95.7% | 88.0%+7.7pp | 83.6%+12.1pp | 82.8%+12.8pp |
| Annual return | 12.78% | 257.30%-244.5pp | 205.94%-193.2pp | 578.58%-565.8pp |
| Employer contribution / active EE | $7,127 | $6,184+15.3% | $5,433+31.2% | $4,876+46.1% |
| Participant deferral / active EE | $4,520 | $5,629-19.7% | $4,939-8.5% | $5,439-16.9% |
| Admin fee / account holder | $4,702 | $16,852-72.1% | $13,881-66.1% | $10,886-56.8% |