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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,139 | $75,828+17.6% | $147,617-39.6% | $59,632+49.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -1.75% | 0.37%-2.1pp | 61.98%-63.7pp | 2041.32%-2043.1pp |
| Employer contribution / active EE | $5,502 | $3,485+57.9% | $5,565-1.1% | $2,203+149.8% |
| Participant deferral / active EE | $1,730 | $3,130-44.7% | $4,895-64.7% | $3,192-45.8% |
| Admin fee / account holder | $20,514 | $5,985+242.7% | $11,611+76.7% | $4,297+377.4% |