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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,484 | $78,425-40.7% | $95,956-51.6% | $79,858-41.8% |
| Participation rate | 75.0% | 73.5%+1.5pp | 77.1%-2.1pp | 69.6%+5.4pp |
| Annual return | 12.11% | 19.37%-7.3pp | 91.63%-79.5pp | 31.72%-19.6pp |
| Employer contribution / active EE | $1,725 | $1,945-11.3% | $2,541-32.1% | $2,471-30.2% |
| Participant deferral / active EE | $3,292 | $3,440-4.3% | $4,167-21.0% | $3,740-12.0% |
| Admin fee / account holder | $7,916 | $5,622+40.8% | $6,797+16.5% | $5,306+49.2% |