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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,777 | $62,589-46.0% | $76,768-56.0% | $64,173-47.4% |
| Participation rate | 78.4% | 72.8%+5.6pp | 77.0%+1.4pp | 69.6%+8.8pp |
| Annual return | -8.05% | -1.95%-6.1pp | 2.43%-10.5pp | 7.63%-15.7pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,337 | $3,145-25.7% | $3,852-39.3% | $3,470-32.6% |
| Admin fee / account holder | $4,775 | $4,667+2.3% | $6,675-28.5% | $4,887-2.3% |