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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,090 | $73,787-13.1% | $98,716-35.1% | $82,448-22.3% |
| Participation rate | 50.9% | 61.4%-10.5pp | 69.3%-18.4pp | 68.1%-17.2pp |
| Annual return | 17.57% | 18.57%-1.0pp | 31.81%-14.2pp | 41.64%-24.1pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,255 | $3,081+5.6% | $4,048-19.6% | $4,139-21.4% |
| Admin fee / account holder | $8,810 | $6,500+35.5% | $8,703+1.2% | $7,234+21.8% |