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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,173 | $71,197-26.7% | $93,669-44.3% | $80,925-35.5% |
| Participation rate | 52.6% | 60.4%-7.8pp | 68.7%-16.1pp | 67.7%-15.0pp |
| Annual return | 10.63% | 11.27%-0.6pp | 133.59%-123.0pp | 35.65%-25.0pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,424-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,061 | $4,036-24.2% | $4,416-30.7% | $4,299-28.8% |
| Admin fee / account holder | $2,681 | $6,959-61.5% | $8,291-67.7% | $6,940-61.4% |