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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,173 | $71,230-26.8% | $93,727-44.3% | $80,959-35.6% |
| Participation rate | 52.6% | 60.4%-7.8pp | 68.7%-16.1pp | 67.7%-15.0pp |
| Annual return | 10.63% | 11.26%-0.6pp | 133.83%-123.2pp | 35.67%-25.0pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,421-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,061 | $4,037-24.2% | $4,417-30.7% | $4,300-28.8% |
| Admin fee / account holder | $2,681 | $6,961-61.5% | $8,292-67.7% | $6,925-61.3% |