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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,249 | $106,524-26.5% | $152,301-48.6% | $87,485-10.6% |
| Participation rate | 70.4% | 75.8%-5.4pp | 82.4%-12.1pp | 68.9%+1.4pp |
| Annual return | 12.82% | 26.89%-14.1pp | 80.50%-67.7pp | 26.06%-13.2pp |
| Employer contribution / active EE | $2,116 | $3,371-37.2% | $4,624-54.2% | $2,596-18.5% |
| Participant deferral / active EE | $3,914 | $6,525-40.0% | $8,004-51.1% | $4,274-8.4% |
| Admin fee / account holder | $6,399 | $8,287-22.8% | $14,398-55.6% | $7,775-17.7% |