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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,301 | $176,105-67.5% | $159,474-64.1% | $167,536-65.8% |
| Participation rate | 89.5% | 85.0%+4.5pp | 82.8%+6.6pp | 82.1%+7.4pp |
| Annual return | 17.40% | 331.91%-314.5pp | 263.68%-246.3pp | 478.82%-461.4pp |
| Employer contribution / active EE | $2,065 | $5,299-61.0% | $4,831-57.3% | $4,839-57.3% |
| Participant deferral / active EE | $4,805 | $7,751-38.0% | $7,353-34.7% | $6,342-24.2% |
| Admin fee / account holder | $2,031 | $12,559-83.8% | $10,802-81.2% | $12,315-83.5% |