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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,829 | $150,447-65.5% | $136,298-62.0% | $147,586-64.9% |
| Participation rate | 73.3% | 84.4%-11.1pp | 81.9%-8.6pp | 82.8%-9.5pp |
| Annual return | 11.34% | 1049.15%-1037.8pp | 5156.27%-5144.9pp | 578.59%-567.2pp |
| Employer contribution / active EE | $1,410 | $5,256-73.2% | $4,696-70.0% | $4,876-71.1% |
| Participant deferral / active EE | $2,573 | $6,631-61.2% | $6,247-58.8% | $5,439-52.7% |
| Admin fee / account holder | $3,358 | $10,906-69.2% | $9,244-63.7% | $10,886-69.2% |