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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,832 | $210,908+129.9% | $153,643+215.6% | $145,884+232.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 20.23% | 13.46%+6.8pp | 15.71%+4.5pp | 551.85%-531.6pp |
| Employer contribution / active EE | $5,760 | $6,055-4.9% | $5,039+14.3% | $4,662+23.6% |
| Participant deferral / active EE | $12,534 | $7,976+57.1% | $6,754+85.6% | $6,690+87.4% |
| Admin fee / account holder | $2,071 | $19,477-89.4% | $12,739-83.7% | $13,392-84.5% |