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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,832 | $210,510+130.3% | $153,500+215.9% | $145,877+232.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 20.23% | 13.45%+6.8pp | 15.70%+4.5pp | 551.28%-531.0pp |
| Employer contribution / active EE | $5,760 | $6,052-4.8% | $5,039+14.3% | $4,663+23.5% |
| Participant deferral / active EE | $12,534 | $7,974+57.2% | $6,756+85.5% | $6,691+87.3% |
| Admin fee / account holder | $2,071 | $19,455-89.4% | $12,736-83.7% | $13,402-84.5% |