Filed October 1, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Filed as: STANCORP FINANICAL GROUP Service code 12 · EIN 93-1253576 | Distribution (12b-1) fees; Direct pay... | $25,532 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL CORPORATION RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $9,843 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,459 | $81,474-35.6% | $133,956-60.8% | $73,488-28.6% |
| Participation rate | 41.1% | 76.4%-35.2pp | 79.8%-38.7pp | 70.7%-29.5pp |
| Annual return | 14.79% | 19.40%-4.6pp | 45.09%-30.3pp | 28.51%-13.7pp |
| Employer contribution / active EE | $1,316 | $2,209-40.4% | $3,919-66.4% | $2,270-42.0% |
| Participant deferral / active EE | $2,254 | $3,786-40.5% | $5,048-55.3% | $3,740-39.7% |
| Admin fee / account holder | $523 | $713-26.7% | $8,927-94.1% | $513+1.9% |