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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,024 | $75,832+99.2% | $147,617+2.3% | $59,633+153.3% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -1.80% | 0.37%-2.2pp | 61.98%-63.8pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $7,763 | $3,485+122.8% | $5,564+39.5% | $2,203+252.4% |
| Participant deferral / active EE | $5,451 | $3,131+74.1% | $4,895+11.4% | $3,192+70.8% |
| Admin fee / account holder | $23,245 | $5,986+288.3% | $11,612+100.2% | $4,297+441.0% |