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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,732 | $51,222+875.6% | $70,544+608.4% | $75,173+564.8% |
| Participation rate | 97.3% | 61.0%+36.3pp | 68.4%+28.9pp | 67.2%+30.1pp |
| Annual return | 15.27% | 30.06%-14.8pp | 32.79%-17.5pp | 160.72%-145.4pp |
| Employer contribution / active EE | $31,304 | $1,827+1613.7% | $2,976+952.0% | $2,671+1072.0% |
| Participant deferral / active EE | $13,627 | $2,850+378.1% | $4,568+198.3% | $4,126+230.2% |
| Admin fee / account holder | $39,457 | $4,096+863.4% | $6,427+513.9% | $5,651+598.3% |