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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,765 | $48,267+813.2% | $68,808+540.6% | $68,486+543.6% |
| Participation rate | 97.7% | 60.7%+37.0pp | 69.0%+28.7pp | 67.9%+29.8pp |
| Annual return | -15.35% | -12.70%-2.6pp | -6.37%-9.0pp | -7.85%-7.5pp |
| Employer contribution / active EE | $28,458 | $1,829+1455.9% | $2,656+971.5% | $2,597+996.0% |
| Participant deferral / active EE | $12,207 | $2,867+325.8% | $3,942+209.7% | $4,028+203.1% |
| Admin fee / account holder | $69,735 | $4,362+1498.5% | $4,936+1312.8% | $5,404+1190.5% |