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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,589 | $58,927-68.5% | $76,823-75.8% | $72,983-74.5% |
| Participation rate | 90.4% | 67.3%+23.0pp | 72.1%+18.3pp | 69.5%+20.9pp |
| Annual return | 21.11% | 2305.64%-2284.5pp | 1166.42%-1145.3pp | 81.01%-59.9pp |
| Employer contribution / active EE | $944 | $1,787-47.2% | $2,302-59.0% | $2,440-61.3% |
| Participant deferral / active EE | $1,572 | $2,690-41.6% | $3,336-52.9% | $3,608-56.4% |
| Admin fee / account holder | $315 | $4,013-92.1% | $6,422-95.1% | $5,124-93.8% |