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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,618 | $54,162-71.2% | $68,612-77.2% | $64,173-75.7% |
| Participation rate | 95.7% | 68.1%+27.6pp | 72.2%+23.4pp | 69.6%+26.1pp |
| Annual return | -6.38% | -1.62%-4.8pp | -4.63%-1.7pp | 7.63%-14.0pp |
| Employer contribution / active EE | $987 | $1,846-46.6% | $2,625-62.4% | $2,381-58.6% |
| Participant deferral / active EE | $1,850 | $2,626-29.6% | $3,311-44.1% | $3,470-46.7% |
| Admin fee / account holder | $841 | $4,029-79.1% | $5,131-83.6% | $4,887-82.8% |