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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,674 | $82,678-30.2% | $125,391-54.0% | $68,490-15.8% |
| Participation rate | 85.2% | 75.1%+10.2pp | 82.4%+2.8pp | 67.9%+17.3pp |
| Annual return | -19.69% | -5.97%-13.7pp | 572.41%-592.1pp | -7.85%-11.8pp |
| Employer contribution / active EE | $2,985 | $3,382-11.8% | $4,816-38.0% | $2,597+14.9% |
| Participant deferral / active EE | $6,487 | $6,111+6.1% | $7,448-12.9% | $4,028+61.0% |
| Admin fee / account holder | $1,579 | $6,277-74.8% | $10,009-84.2% | $5,403-70.8% |