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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,721 | $77,817-37.4% | $123,553-60.6% | $64,173-24.1% |
| Participation rate | 88.1% | 74.7%+13.4pp | 82.3%+5.8pp | 69.6%+18.5pp |
| Annual return | -10.22% | 12.49%-22.7pp | 119.21%-129.4pp | 7.63%-17.9pp |
| Employer contribution / active EE | $2,166 | $3,014-28.1% | $4,628-53.2% | $2,381-9.0% |
| Participant deferral / active EE | $4,309 | $5,240-17.8% | $6,426-33.0% | $3,470+24.2% |
| Admin fee / account holder | $6,364 | $5,519+15.3% | $9,284-31.5% | $4,887+30.2% |