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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,637 | $85,766-17.6% | $136,298-48.2% | $70,126+0.7% |
| Participation rate | 64.9% | 74.2%-9.3pp | 81.9%-17.1pp | 69.5%-4.7pp |
| Annual return | 25.19% | 31.46%-6.3pp | 5156.27%-5131.1pp | 73.15%-48.0pp |
| Employer contribution / active EE | $1,829 | $2,966-38.3% | $4,696-61.0% | $2,343-21.9% |
| Participant deferral / active EE | $3,156 | $5,051-37.5% | $6,247-49.5% | $3,332-5.3% |
| Admin fee / account holder | $1,776 | $5,421-67.2% | $9,244-80.8% | $4,645-61.8% |