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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,162 | $107,353-56.1% | $92,903-49.2% | $152,885-69.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.44% | 145.62%-124.2pp | 109.43%-88.0pp | 345.39%-324.0pp |
| Employer contribution / active EE | $2,030 | $4,222-51.9% | $3,653-44.4% | $4,763-57.4% |
| Participant deferral / active EE | $3,487 | $4,848-28.1% | $4,238-17.7% | $5,851-40.4% |
| Admin fee / account holder | $1,667 | $7,081-76.5% | $5,795-71.2% | $11,598-85.6% |