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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,333 | $97,729-58.7% | $83,830-51.9% | $135,379-70.2% |
| Participation rate | 94.4% | 80.0%+14.5pp | 76.1%+18.3pp | 82.6%+11.8pp |
| Annual return | -7.13% | 1287.52%-1294.7pp | 850.97%-858.1pp | 519.79%-526.9pp |
| Employer contribution / active EE | $1,815 | $4,222-57.0% | $3,631-50.0% | $4,779-62.0% |
| Participant deferral / active EE | $3,676 | $4,683-21.5% | $4,082-9.9% | $5,609-34.5% |
| Admin fee / account holder | $4,479 | $6,674-32.9% | $5,479-18.2% | $10,828-58.6% |