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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,983 | $76,834+185.0% | $108,359+102.1% | $87,485+150.3% |
| Participation rate | 58.1% | 61.7%-3.7pp | 70.1%-12.1pp | 68.9%-10.9pp |
| Annual return | 12.97% | 19.09%-6.1pp | 36.89%-23.9pp | 26.06%-13.1pp |
| Employer contribution / active EE | $844 | $1,556-45.8% | $2,399-64.8% | $2,596-67.5% |
| Participant deferral / active EE | $3,218 | $3,100+3.8% | $4,137-22.2% | $4,274-24.7% |
| Admin fee / account holder | $1,587 | $6,537-75.7% | $9,741-83.7% | $7,775-79.6% |