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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,691 | $82,674+129.4% | $125,363+51.3% | $68,495+176.9% |
| Participation rate | 66.7% | 75.0%-8.4pp | 82.4%-15.7pp | 67.9%-1.2pp |
| Annual return | -4.93% | -5.97%+1.0pp | 572.15%-577.1pp | -7.84%+2.9pp |
| Employer contribution / active EE | $1,984 | $3,382-41.3% | $4,815-58.8% | $2,596-23.6% |
| Participant deferral / active EE | $6,792 | $6,111+11.2% | $7,447-8.8% | $4,028+68.7% |
| Admin fee / account holder | $29,568 | $6,276+371.1% | $10,005+195.5% | $5,403+447.2% |