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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,855 | $89,364+91.2% | $141,177+21.0% | $72,983+134.1% |
| Participation rate | 61.2% | 75.1%-13.9pp | 82.5%-21.2pp | 69.5%-8.3pp |
| Annual return | 19.24% | 111.86%-92.6pp | 71.40%-52.2pp | 81.01%-61.8pp |
| Employer contribution / active EE | $1,803 | $3,115-42.1% | $4,736-61.9% | $2,440-26.1% |
| Participant deferral / active EE | $5,366 | $5,419-1.0% | $6,710-20.0% | $3,608+48.7% |
| Admin fee / account holder | $1,060 | $5,959-82.2% | $10,263-89.7% | $5,124-79.3% |