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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,689 | $192,737-40.5% | $142,460-19.5% | $139,456-17.8% |
| Participation rate | 100.0% | 81.5%+18.5pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 14.17% | 17.99%-3.8pp | 19.99%-5.8pp | 373.45%-359.3pp |
| Employer contribution / active EE | $8,138 | $5,806+40.2% | $4,847+67.9% | $4,753+71.2% |
| Participant deferral / active EE | $5,397 | $7,208-25.1% | $6,283-14.1% | $6,711-19.6% |
| Admin fee / account holder | $6,855 | $15,125-54.7% | $10,011-31.5% | $11,407-39.9% |