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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,527 | $171,272-43.6% | $127,803-24.5% | $152,897-36.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 35.06% | 23.54%+11.5pp | 26.14%+8.9pp | 345.43%-310.4pp |
| Employer contribution / active EE | $7,574 | $5,451+38.9% | $4,576+65.5% | $4,764+59.0% |
| Participant deferral / active EE | $4,786 | $7,043-32.0% | $6,023-20.5% | $5,851-18.2% |
| Admin fee / account holder | $1,070 | $14,540-92.6% | $9,399-88.6% | $11,599-90.8% |