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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,457 | $51,222-46.4% | $70,544-61.1% | $75,173-63.5% |
| Participation rate | 55.9% | 61.0%-5.1pp | 68.4%-12.5pp | 67.2%-11.3pp |
| Annual return | 16.62% | 30.06%-13.4pp | 32.79%-16.2pp | 160.72%-144.1pp |
| Employer contribution / active EE | $408 | $1,827-77.6% | $2,976-86.3% | $2,671-84.7% |
| Participant deferral / active EE | $2,859 | $2,850+0.3% | $4,568-37.4% | $4,126-30.7% |
| Admin fee / account holder | $1,798 | $4,096-56.1% | $6,427-72.0% | $5,651-68.2% |