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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,764 | $83,337-27.1% | $67,834-10.4% | $273,972-77.8% |
| Participation rate | 90.9% | 76.4%+14.5pp | 68.8%+22.1pp | 83.0%+7.9pp |
| Annual return | 2.36% | 259.45%-257.1pp | 138.47%-136.1pp | 41.46%-39.1pp |
| Employer contribution / active EE | $626 | $3,287-81.0% | $2,403-74.0% | $4,869-87.1% |
| Participant deferral / active EE | $5,170 | $4,088+26.5% | $3,160+63.6% | $5,287-2.2% |
| Admin fee / account holder | $6,333 | $6,752-6.2% | $4,622+37.0% | $10,133-37.5% |