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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,430 | $67,411+51.9% | $91,004+12.6% | $70,126+46.1% |
| Participation rate | 77.1% | 71.4%+5.8pp | 75.6%+1.5pp | 69.5%+7.6pp |
| Annual return | 15.20% | -40.16%+55.4pp | 4.60%+10.6pp | 73.15%-57.9pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,588 | $2,823+62.5% | $3,548+29.3% | $3,332+37.7% |
| Admin fee / account holder | $1,335 | $4,236-68.5% | $5,417-75.4% | $4,645-71.3% |