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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,511 | $58,828+42.0% | $78,002+7.1% | $62,881+32.8% |
| Participation rate | 83.8% | 71.1%+12.7pp | 75.5%+8.3pp | 69.3%+14.5pp |
| Annual return | 11.29% | 17.16%-5.9pp | 425.99%-414.7pp | 20.14%-8.8pp |
| Employer contribution / active EE | $270 | $1,672-83.8% | $2,470-89.1% | $2,281-88.2% |
| Participant deferral / active EE | $3,937 | $2,686+46.6% | $3,497+12.6% | $3,203+22.9% |
| Admin fee / account holder | $16,357 | $4,393+272.3% | $5,481+198.4% | $4,296+280.8% |