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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,917 | $135,956+39.0% | $123,894+52.5% | $273,972-31.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.62% | 56.63%-49.0pp | 47.52%-39.9pp | 41.46%-33.8pp |
| Employer contribution / active EE | $5,575 | $5,170+7.8% | $4,617+20.8% | $4,869+14.5% |
| Participant deferral / active EE | $13,414 | $6,343+111.5% | $5,984+124.2% | $5,287+153.7% |
| Admin fee / account holder | $4,950 | $9,817-49.6% | $8,357-40.8% | $10,133-51.2% |