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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $538,524 | $162,136+232.1% | $152,301+253.6% | $154,746+248.0% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 9.40% | 91.02%-81.6pp | 80.50%-71.1pp | 172.34%-162.9pp |
| Employer contribution / active EE | $3,435 | $4,890-29.8% | $4,624-25.7% | $4,379-21.6% |
| Participant deferral / active EE | $12,292 | $8,341+47.4% | $8,004+53.6% | $6,730+82.6% |
| Admin fee / account holder | $29,005 | $15,759+84.0% | $14,398+101.5% | $14,365+101.9% |