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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,656 | $152,592-30.8% | $125,180-15.6% | $152,885-30.9% |
| Participation rate | 63.2% | 83.3%-20.2pp | 79.8%-16.6pp | 82.5%-19.3pp |
| Annual return | 17.18% | 54.84%-37.7pp | 43.79%-26.6pp | 345.39%-328.2pp |
| Employer contribution / active EE | $1,082 | $4,947-78.1% | $3,866-72.0% | $4,763-77.3% |
| Participant deferral / active EE | $2,607 | $5,868-55.6% | $4,937-47.2% | $5,851-55.4% |
| Admin fee / account holder | $50,194 | $13,435+273.6% | $9,703+417.3% | $11,598+332.8% |