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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,530 | $162,812-42.6% | $133,971-30.2% | $158,966-41.2% |
| Participation rate | 82.4% | 83.2%-0.9pp | 79.8%+2.5pp | 82.0%+0.4pp |
| Annual return | 7.04% | 41.94%-34.9pp | 45.09%-38.1pp | 302.95%-295.9pp |
| Employer contribution / active EE | $1,756 | $4,976-64.7% | $3,919-55.2% | $4,762-63.1% |
| Participant deferral / active EE | $3,511 | $5,910-40.6% | $5,047-30.4% | $5,983-41.3% |
| Admin fee / account holder | $5,812 | $11,741-50.5% | $8,929-34.9% | $11,250-48.3% |