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| Provider | Service type | Compensation |
|---|---|---|
PROSPERITY BANK2 years Filed as: PROSPERITY WEALTH MANAGEMENT Service code 27 2333 SAN RAMON VALLEY BLVD., STE 20 · SAN RAMON, CA 94583 | Advisory (Plan) | $35,574 |
Filed as: EMPOWER ANNUITY INSURANCE CO. Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,880 |
HEARD MCELROY & VESTAL, LLC4 years Filed as: HEARD, MCELROY & VESTAL, LLC Service code 13 P.O. BOX 1607 · SHREVEPORT, LA 711651607 | Contract Administrator | $5,620 |
Filed as: EMPOWER ADVISORY GROUP,LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $111 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,695 | $83,045+4.4% | $130,045-33.3% | $71,511+21.2% |
| Participation rate | 96.6% | 74.1%+22.4pp | 78.5%+18.1pp | 67.9%+28.6pp |
| Annual return | 21.42% | 20.61%+0.8pp | -137.30%+158.7pp | 28.86%-7.4pp |
| Employer contribution / active EE | $1,915 | $2,623-27.0% | $4,321-55.7% | $2,589-26.0% |
| Participant deferral / active EE | $5,051 | $4,436+13.9% | $5,820-13.2% | $4,291+17.7% |
| Admin fee / account holder | $502 | $1,727-70.9% | $10,600-95.3% | $1,588-68.4% |