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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,786 | $45,566+35.6% | $64,105-3.6% | $59,633+3.6% |
| Participation rate | 39.4% | 60.2%-20.7pp | 68.2%-28.7pp | 68.7%-29.2pp |
| Annual return | -0.03% | 4.95%-5.0pp | 791.24%-791.3pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $614 | $934-34.3% | $1,820-66.3% | $2,203-72.1% |
| Participant deferral / active EE | $1,529 | $2,057-25.7% | $2,822-45.8% | $3,192-52.1% |
| Admin fee / account holder | $1,484 | $3,268-54.6% | $4,499-67.0% | $4,297-65.5% |