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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,241 | $65,555+33.1% | $86,216+1.2% | $75,173+16.1% |
| Participation rate | 53.0% | 60.5%-7.5pp | 69.0%-15.9pp | 67.2%-14.2pp |
| Annual return | 19.59% | 46.07%-26.5pp | 1169.42%-1149.8pp | 160.72%-141.1pp |
| Employer contribution / active EE | $1,126 | $1,553-27.5% | $2,382-52.7% | $2,671-57.8% |
| Participant deferral / active EE | $3,192 | $3,023+5.6% | $3,986-19.9% | $4,126-22.6% |
| Admin fee / account holder | $2,669 | $5,469-51.2% | $6,853-61.1% | $5,651-52.8% |