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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,234 | $157,829+66.2% | $136,867+91.6% | $198,609+32.0% |
| Participation rate | 75.0% | 77.2%-2.2pp | 74.5%+0.5pp | 82.4%-7.4pp |
| Annual return | 8.33% | 51.25%-42.9pp | 42.97%-34.6pp | 202.70%-194.4pp |
| Employer contribution / active EE | $2,651 | $3,923-32.4% | $3,547-25.3% | $5,055-47.6% |
| Participant deferral / active EE | $4,483 | $5,463-17.9% | $4,924-8.9% | $6,977-35.7% |
| Admin fee / account holder | $2,695 | $11,107-75.7% | $10,340-73.9% | $19,030-85.8% |